.section-head{max-width:100%}.payroll-hero{box-sizing:border-box;color:#fff;background-color:#0e0f3b;background-image:linear-gradient(90deg,#0e0f3b 0%,#0e0f3b00 100% 70%,#0000 100%),url(/case-study/payroll-hero.webp);background-position:100%;background-repeat:no-repeat;background-size:cover;width:100vw;min-height:auto;margin:-1rem -50vw 0;padding:88px 0 96px;display:block;position:relative;left:50%;right:50%;overflow:hidden}.payroll-hero:before{content:"";pointer-events:none;background:radial-gradient(circle at 100% 0,#09407b4d,#0000 60%);position:absolute;inset:0}.payroll-hero>*{z-index:1;position:relative}.payroll-hero-inner{grid-template-columns:1.15fr .85fr;align-items:center;gap:60px;max-width:80rem;margin:0 auto;padding-inline:clamp(16px,4vw,32px);display:grid}@media (max-width:1024px){.payroll-hero-inner{grid-template-columns:1fr;gap:48px;padding-top:24px;padding-bottom:24px}}.hero-right-form{width:100%;min-width:0}.floating-contact-form-card{border:1px solid var(--border);background-color:#ffffffd6;border-radius:16px;width:100%;padding:24px;box-shadow:0 20px 50px #1433691f}@media (min-width:768px){.floating-contact-form-card{padding:36px}}.floating-contact-form-card h2{font-family:var(--serif);color:var(--ink);text-align:left;margin-bottom:24px;font-size:24px;letter-spacing:-.01em!important}.form-grid-row{grid-template-columns:1fr;gap:16px;display:grid}@media (min-width:580px){.form-grid-row{grid-template-columns:1fr 1fr}}.form-field{margin-bottom:16px}.form-field input,.form-field select,.form-field textarea{border:1px solid var(--border);width:100%;font-family:var(--sans);color:var(--ink);background-color:#fff;border-radius:8px;outline:none;padding:12px 16px;font-size:14px;transition:border-color .2s,box-shadow .2s}.form-field input:focus,.form-field select:focus,.form-field textarea:focus,.form-field input:focus-visible,.form-field select:focus-visible,.form-field textarea:focus-visible{border-color:var(--accent);outline:none;box-shadow:0 0 0 3px #1433691a}form.was-validated .form-field input:invalid,form.was-validated .form-field select:invalid,form.was-validated .form-field textarea:invalid{background-color:#fffaf9;border-color:#b54234}form.was-validated .custom-checkbox input:invalid+.checkmark{border-color:#b54234}.form-field textarea{resize:vertical}.select-field{position:relative}.select-field select{appearance:none;padding-right:44px}.select-arrow{pointer-events:none;color:var(--ink-soft);align-items:center;display:flex;position:absolute;top:50%;right:18px;transform:translateY(-50%)}.select-arrow svg{width:16px;height:16px}.form-consent-row{text-align:left;align-items:flex-start;gap:12px;margin-bottom:24px;display:flex}.custom-checkbox{flex-shrink:0;width:18px;height:18px;margin-top:2px;display:inline-block;position:relative}.custom-checkbox input{opacity:0;width:0;height:0}.checkmark{border:1px solid var(--border);cursor:pointer;background-color:#fff;border-radius:4px;width:100%;height:100%;transition:all .2s;position:absolute;top:0;left:0}.custom-checkbox input:checked+.checkmark{background-color:var(--accent);border-color:var(--accent)}.checkmark:after{content:"";border:2px solid #fff;border-width:0 2px 2px 0;width:4px;height:8px;display:none;position:absolute;top:2px;left:5px;transform:rotate(45deg)}.custom-checkbox input:checked+.checkmark:after{display:block}.consent-text{color:var(--ink-soft);font-size:12px;line-height:1.45}.consent-text a{color:var(--accent);text-decoration:underline}.submit-btn{color:#fff;width:100%;font-family:var(--sans);cursor:pointer;background-color:#143369;border:none;border-radius:8px;justify-content:center;align-items:center;gap:8px;padding:14px 24px;font-size:15px;font-weight:600;transition:background-color .2s,transform .2s;display:flex}.submit-btn:hover:not(:disabled){background-color:#0e254e}.submit-btn:disabled{opacity:.7;cursor:not-allowed}.spinner{border:2px solid #ffffff4d;border-top-color:#fff;border-radius:50%;width:18px;height:18px;animation:.8s linear infinite spin}.error-msg-banner{color:#b54234;text-align:left;margin-bottom:16px;font-size:13px;font-weight:500}.form-footer-lock{color:var(--ink-soft);justify-content:center;align-items:center;gap:8px;margin-top:20px;display:flex}.form-footer-lock svg{width:14px;height:14px}.form-footer-lock span{font-size:12px}.form-success-card{text-align:center;padding:32px 16px;animation:.45s both successFade}.success-icon-circle{color:#16a34a;background-color:#dcfce7;border-radius:50%;justify-content:center;align-items:center;width:60px;height:60px;margin:0 auto 16px;display:flex;box-shadow:0 0 0 8px #16a34a14}.success-icon-circle svg{width:30px;height:30px}.form-success-card strong{font-family:var(--serif);color:var(--ink);margin-bottom:8px;font-size:24px;display:block}.form-success-card p{color:var(--ink-soft);font-size:14px;line-height:1.6}.form-success-card p a{color:var(--accent);font-weight:600;text-decoration:underline}.success-reset-btn{color:var(--accent);border:1.5px solid var(--border);cursor:pointer;background:0 0;border-radius:99px;margin-top:20px;padding:8px 20px;font-size:13px;font-weight:600;transition:all .2s}.success-reset-btn:hover{border-color:var(--accent);background:var(--accent-soft)}.form-consent-row.consent-invalid .checkmark{background-color:#fff5f4;border-color:#b54234;box-shadow:0 0 0 3px #b542341f}.consent-error{color:#b54234;text-align:left;align-items:center;gap:6px;margin:-14px 0 16px 30px;font-size:12px;font-weight:600;display:flex}.payroll-hero .service-hero-copy{max-width:720px}@keyframes fade-slide-up{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}.payroll-hero .tag{color:var(--accent-sky,#7fcdee);letter-spacing:.12em;text-transform:uppercase;background:#7fcdee1a;border:1px solid #7fcdee33;border-radius:999px;margin-bottom:24px;padding:6px 16px;font-size:11px;font-weight:700;display:inline-block}.payroll-hero h1 em{color:var(--accent-warm,#f7931e);font-style:italic}.payroll-hero .service-hero-lede{color:#ffffffd9;max-width:520px;margin-top:24px;font-size:19px;line-height:1.6}.payroll-hero .service-hero-features{flex-direction:column;gap:14px;margin-top:32px;padding:0;list-style:none;display:flex}.payroll-hero .hero-feature{color:#fff;letter-spacing:.02em;align-items:center;gap:12px;font-size:16px;font-weight:500;display:flex}.payroll-hero .hero-feature-check,.payroll-hero .hero-feature-dot{width:24px;height:24px;color:var(--accent-sky,#7fcdee);background:#09407b26;border:1px solid #09407b66;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:13px;font-weight:800;display:inline-flex}.payroll-hero .hero-feature-check:after,.payroll-hero .hero-feature-dot:after{content:"✓"}.payroll-hero .cta-row{flex-wrap:wrap;gap:16px;margin-top:40px;display:flex}.payroll-hero .btn-primary{background:var(--accent-warm,#f7931e);color:#fff;border:none;border-radius:999px;justify-content:center;align-items:center;padding:14px 28px;font-size:15px;text-decoration:none;transition:all .2s;display:inline-flex;box-shadow:0 8px 24px #f7931e59}.payroll-hero .btn-primary:hover{background:#e07d10;transform:translateY(-2px);box-shadow:0 12px 32px #f7931e73}.payroll-hero .btn-secondary{color:#fff;background:0 0;border:1px solid #fff6;border-radius:999px;justify-content:center;align-items:center;padding:14px 28px;font-size:15px;text-decoration:none;transition:all .2s;display:inline-flex}.payroll-hero .btn-secondary:hover{background:#ffffff1f;border-color:#ffffffb3}.payroll-hero .trust-row-wrapper{margin-top:24px!important}.payroll-trust-checks{border-top:1px solid #ffffff1f;flex-flow:wrap;gap:16px 36px;max-width:100%;padding-top:24px;display:flex}.trust-check-item{color:#ffffffd9;white-space:nowrap;align-items:center;gap:10px;font-size:14.5px;font-weight:500;display:flex}.trust-check-item .trust-icon{color:#3b82f6;flex-shrink:0}@media (max-width:768px){.payroll-trust-checks{flex-direction:column;align-items:flex-start;gap:12px}}@media (max-width:960px){.payroll-hero{background-image:linear-gradient(#0e0f3bcc,#0e0f3bf2),url(https://cdn.craft.cloud/019cb01a-1d95-731f-9bc4-3a2fec394116/assets/images/Z_DELETE/Temp/608c78a14f189da3e50e174bca035c7fbd051996.jpg?fit=cover&format=webp&width=1280&s=cK_YnjDwH_igbP_kzd4CFxjdweGJjgJGK6Vq_7weuxE);background-position:50%;background-size:cover;margin-top:-20px;padding:72px 24px}}@media (max-width:640px){.payroll-hero{background-color:#0e0f3b;background-image:none;min-height:auto;margin-top:-20px;padding:260px 20px 64px}.payroll-hero:before{content:"";pointer-events:none;background-image:url(https://cdn.craft.cloud/019cb01a-1d95-731f-9bc4-3a2fec394116/assets/images/Z_DELETE/Temp/608c78a14f189da3e50e174bca035c7fbd051996.jpg?fit=cover&format=webp&width=1280&s=cK_YnjDwH_igbP_kzd4CFxjdweGJjgJGK6Vq_7weuxE);background-position:50%;background-repeat:no-repeat;background-size:cover;height:280px;position:absolute;top:0;left:0;right:0;-webkit-mask-image:linear-gradient(#000 55%,#0000 100%);mask-image:linear-gradient(#000 55%,#0000 100%)}.payroll-hero h1{font-size:clamp(36px,8vw,48px)}.payroll-hero .cta-row{flex-direction:column;gap:16px}.payroll-hero .btn-primary,.payroll-hero .btn-secondary{justify-content:center;width:100%}}.services-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px;display:grid}.service-card{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:34px 30px;transition:transform .28s,box-shadow .28s;box-shadow:0 20px 40px #09407b14}.service-card:hover{transform:translateY(-3px);box-shadow:0 24px 50px #09407b1f}.service-card-num{background:var(--accent);width:54px;height:54px;color:var(--bg);font-family:var(--serif);border-radius:50%;justify-content:center;align-items:center;margin-bottom:22px;font-size:20px;font-style:italic;display:inline-flex}.service-card h3{font-family:var(--serif);color:var(--ink);margin-bottom:14px;font-size:24px;font-weight:400}.service-card p{color:var(--ink-soft);margin-bottom:20px;font-size:15px;line-height:1.75}.service-card ul{border-top:1px solid #09407b1f;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 20px;margin-top:18px;padding:18px 0 0;list-style:none;display:grid}.service-card li{color:var(--ink-soft);padding-left:22px;font-size:13px;position:relative}.service-card li:before{content:"✓";color:var(--accent);font-weight:700;position:absolute;top:2px;left:0}.how-grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}.how-card{border-radius:var(--radius-lg);background:#fffffff2;border:1px solid #09407b24;padding:34px 32px;transition:transform .28s,box-shadow .28s;position:relative;overflow:hidden;box-shadow:0 18px 40px #09407b14}.how-card:hover{transform:translateY(-3px);box-shadow:0 24px 48px #09407b1f}.how-card-num{z-index:1;background:var(--bg);width:44px;height:44px;color:var(--accent);font-family:var(--serif);border-radius:50%;justify-content:center;align-items:center;margin-bottom:18px;font-size:20px;font-style:italic;display:inline-flex;position:relative}.how-card h3{font-family:var(--serif);color:var(--ink);z-index:1;margin-bottom:12px;font-size:22px;font-weight:400;position:relative}.how-card p{color:var(--ink-soft);z-index:1;flex-grow:1;margin-bottom:18px;font-size:14px;line-height:1.75;position:relative}.how-card ul{z-index:1;gap:10px;padding:0;list-style:none;display:grid;position:relative}.how-card li{color:var(--ink-soft);padding-left:20px;font-size:13px;position:relative}.how-card li:before{content:"•";color:var(--accent);font-size:18px;position:absolute;top:3px;left:0}.process-card{border-bottom:4px solid var(--accent);flex-direction:column;height:100%;padding:32px;display:flex;position:relative;overflow:hidden}.process-icon-wrap{z-index:1;background:#09407b0d;border-radius:50%;justify-content:center;align-items:center;width:56px;height:56px;display:flex;position:absolute;top:28px;right:28px}.card-content-wrap{flex-direction:column;flex-grow:1;padding-right:64px;display:flex}.card-content-wrap h3{margin-top:0;margin-bottom:12px}.process-list{gap:12px;padding:0;list-style:none;display:grid}.process-card .process-list li{color:var(--ink-soft);align-items:flex-start;gap:10px;padding:0;font-size:13px;display:flex}.process-card .process-list li:before{content:none}.process-check{flex-shrink:0;margin-top:1px}.section-head.text-center{text-align:center;flex-direction:column;align-items:center;margin:0 auto 24px;display:flex}.section-head.text-center .section-lead.mx-auto{margin-left:auto;margin-right:auto}.comparison-grid-2{grid-template-columns:repeat(2,1fr);gap:32px;max-width:960px;margin:0 auto}.comparison-card{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-lg);flex-direction:column;padding:44px 38px;transition:transform .3s,box-shadow .3s;display:flex;position:relative;overflow:hidden;box-shadow:0 16px 40px #0000000a}.comparison-card:hover{transform:translateY(-4px);box-shadow:0 24px 56px #00000014}.comparison-card.is-featured{color:var(--ink);border:1.5px solid var(--accent);background:#09407b0a;box-shadow:0 24px 48px #09407b1a}.comparison-card-head h3{font-family:var(--serif);margin-bottom:0;font-size:28px;font-weight:400}.comparison-card-head p{opacity:.85;font-size:15px;line-height:1.6}.comparison-card ul{flex-direction:column;flex-grow:1;gap:14px;margin-top:8px;display:flex}.comparison-card li{align-items:flex-start;gap:12px;font-size:15px;display:flex}.comparison-card .li-mark{color:var(--accent);margin-top:-2px;font-size:18px;font-weight:700}.comparison-bestfor{border-top:1px solid #09407b26;flex-direction:column;gap:6px;margin-top:12px;padding-top:24px;display:flex}.comparison-card.is-featured .comparison-bestfor{border-top:1px solid #09407b4d}.comparison-bestfor span{letter-spacing:.15em;color:var(--accent);text-transform:uppercase;font-size:12px}.comparison-bestfor strong{font-size:16px;font-weight:500}.comparison-card-link-wrap{display:flex}.comparison-card-link{color:var(--accent);align-items:center;gap:8px;font-size:15px;font-weight:500;text-decoration:none;transition:opacity .2s;display:inline-flex}.comparison-card-link:hover{opacity:.8}.comparison-card-link .arrow{transition:transform .2s}.comparison-card-link:hover .arrow{transform:translate(4px)}.desk-grid{grid-template-columns:1fr 1.2fr;align-items:start;gap:64px;display:grid}.desk-sidebar{position:sticky;top:100px}.desk-tag{color:var(--accent);letter-spacing:.12em;text-transform:uppercase;background:#09407b0f;border:1px solid #09407b1a;border-radius:999px;margin-bottom:24px;padding:6px 16px;font-size:11px;font-weight:700;display:inline-block}.desk-title{font-family:var(--serif);color:var(--ink);margin-bottom:24px;font-size:clamp(32px,4vw,44px);font-weight:600;line-height:1.15}.desk-lead{color:var(--ink-soft);font-size:17px;line-height:1.6}.desk-list-title{letter-spacing:.1em;text-transform:uppercase;color:var(--accent);margin-bottom:28px;font-size:13px;font-weight:700}.desk-cards{flex-direction:column;gap:28px;display:flex}.desk-card{box-shadow:none;background:0 0;border:none;border-radius:0;align-items:flex-start;gap:16px;padding:0;transition:none;display:flex}.desk-card:hover{box-shadow:none;transform:none}.desk-card-icon{color:#fff;background:#f7931e;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:24px;height:24px;margin-top:2px;transition:none;display:flex}.desk-card-icon svg{width:13px;height:13px}.desk-card-text h4{color:var(--ink,#061639);text-align:left;font-size:18px;font-weight:600;line-height:1.4;margin:0 0 4px!important}.desk-card-text p{color:var(--ink-soft,#4b5563);text-align:left;font-size:15px;line-height:1.6;margin:0!important}@media (max-width:960px){.desk-grid{grid-template-columns:1fr;gap:40px}.desk-sidebar{position:static}}.desk-highlight-box{background:#0e0f3b;border-radius:16px;margin-top:24px;padding:20px;box-shadow:0 10px 30px #0e0f3b14}.desk-highlight-box p{color:#fff;margin:0;font-size:14.5px;font-weight:500;line-height:1.6}.markets-grid{grid-template-columns:repeat(4,1fr);gap:24px;margin-top:48px;margin-bottom:40px;display:grid}.market-card{background-position:50%;background-repeat:no-repeat;background-size:cover;border:1.5px solid #ffffff26;border-radius:20px;flex-direction:column;justify-content:space-between;gap:16px;padding:24px;transition:all .4s cubic-bezier(.16,1,.3,1);display:flex;position:relative;overflow:hidden;box-shadow:0 10px 30px #0e0f3b0a}.market-card:hover{border-color:#ffffff59;transform:translateY(-4px);box-shadow:0 15px 36px #0e0f3b1f}.market-card-header{align-items:center;gap:16px;display:flex}.location-icon-wrapper{color:#fff;background:#ffffff14;border:1.5px solid #ffffff40;border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;width:36px;height:36px;transition:all .3s;display:flex}.market-card:hover .location-icon-wrapper{background:#fff3;border-color:#fff}.market-card-info h3{font-family:var(--serif);color:#fff;margin:0;font-size:20px;font-weight:500}.market-card-detail{color:#ffffffd9;margin-top:10px;font-size:14px;line-height:1.5}.market-card-link{color:#fff;text-underline-offset:4px;align-items:center;gap:8px;font-size:15px;font-weight:600;text-decoration:underline;transition:opacity .3s;display:inline-flex}.market-card-link:hover{opacity:.85}.market-footer{text-align:center;color:var(--ink-soft);margin-top:45px;font-size:16px;line-height:1.6}.market-footer a{color:var(--accent);font-weight:600;text-decoration:none}.market-footer a:hover{text-decoration:underline}@media (max-width:960px){.markets-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:640px){.markets-grid{grid-template-columns:1fr}}.section-testimonials{background:var(--bg);border-bottom:1px solid var(--border);border-top:1px solid var(--border);padding:80px 0;overflow:hidden}.testimonials-split-grid{grid-template-columns:1fr 2.2fr;align-items:center;gap:60px;display:grid}.testimonials-left-col{flex-direction:column;gap:24px;max-width:400px;display:flex}.testimonials-left-col .section-eyebrow{letter-spacing:.15em;text-transform:uppercase;font-size:11px;font-weight:800}.testimonials-left-col .section-title{font-family:var(--serif);color:var(--ink);margin:0;font-size:clamp(28px,4.5vw,44px);font-weight:600;line-height:1.25}.testimonials-nav-buttons{gap:16px;margin-top:12px;display:flex}.testimonials-nav-btn{width:48px;height:48px;color:var(--ink);cursor:pointer;background:0 0;border:1px solid #0e0f3b26;border-radius:50%;justify-content:center;align-items:center;transition:all .3s;display:flex}.testimonials-nav-btn:hover{background:var(--ink);color:#fff;border-color:var(--ink)}.testimonials-nav-btn svg{width:20px;height:20px}.testimonials-slider-container{scroll-behavior:smooth;scrollbar-width:none;cursor:grab;-webkit-user-select:none;user-select:none;scroll-snap-type:x mandatory;gap:24px;margin:-20px -4px;padding:20px 4px;display:flex;overflow-x:auto}.testimonials-slider-container::-webkit-scrollbar{display:none}.testimonials-slider-container.active-dragging{cursor:grabbing;scroll-behavior:auto!important}.testimonial-slide-card{scroll-snap-align:start;background:#f5f7fa;border:1px solid #0e0f3b14;border-radius:24px;flex-direction:column;flex:0 0 380px;justify-content:space-between;gap:24px;max-width:85vw;min-height:380px;padding:36px;transition:all .3s;display:flex;box-shadow:0 4px 20px #0e0f3b05}.testimonial-slide-card:hover{border-color:#0e0f3b26;transform:translateY(-4px);box-shadow:0 15px 35px #0e0f3b0d}.testimonial-slide-header h4{color:var(--ink);margin-bottom:16px;font-size:18px;font-weight:700;line-height:1.4}.testimonial-slide-quote{color:var(--ink-soft);margin:0;font-size:14.5px;line-height:1.6}.testimonial-slide-footer{border-top:1px solid #0e0f3b0f;align-items:center;gap:16px;margin-top:auto;padding-top:20px;display:flex}.testimonial-avatar{background-position:50%;background-size:cover;border-radius:50%;flex-shrink:0;width:44px;height:44px}.testimonial-author-info{flex-direction:column;gap:2px;display:flex}.testimonial-author-name{color:var(--ink);font-size:14.5px;font-weight:700}.testimonial-author-role{color:var(--ink-soft);font-size:13px}@media (max-width:1024px){.testimonials-split-grid{grid-template-columns:1fr;gap:40px}.testimonials-left-col{max-width:100%}}@media (max-width:480px){.testimonial-slide-card{flex:0 0 300px;min-height:auto;padding:24px}}.section-guides{border-top:1px solid var(--border);border-bottom:1px solid var(--border);background:#0e0f3b04;padding:80px 0}.guides-intro{color:var(--ink-soft);max-width:680px;margin-inline:auto;font-size:clamp(16px,2vw,18px);line-height:1.6}.guides-grid{grid-template-columns:repeat(3,1fr);gap:32px;margin-top:48px;display:grid}.guide-card{border:1px solid var(--border);height:100%;color:inherit;background:#fff;border-radius:20px;flex-direction:column;padding:36px;text-decoration:none;transition:all .3s;display:flex}.guide-card:hover{border-color:#09407b26;transform:translateY(-4px);box-shadow:0 15px 35px #09407b0d}.guide-card h3{font-family:var(--serif);color:var(--ink);margin:0 0 16px;font-size:22px;font-weight:600;line-height:1.3}.guide-card p{color:var(--ink-soft);margin:0 0 24px;font-size:14.5px;line-height:1.6}.guide-card-link-text{color:var(--accent);align-items:center;gap:8px;margin-top:auto;font-weight:700;transition:color .3s;display:inline-flex}.guides-footer{text-align:center;margin-top:48px}.btn-guides-all{text-underline-offset:4px;align-items:center;gap:8px;font-size:16px;font-weight:700;text-decoration:underline;transition:all .3s;display:inline-flex;color:var(--ink)!important}.btn-guides-all:hover{color:var(--accent)!important}@media (max-width:960px){.guides-grid{grid-template-columns:1fr;gap:24px}.section-guides .section-head{text-align:left!important}.guides-intro{text-align:left!important;margin-left:0!important}.guide-card{text-align:left!important;align-items:flex-start!important}.guide-card h3,.guide-card p,.guide-card-link-text{text-align:left!important;justify-content:flex-start!important}.guides-footer{text-align:left!important}}.faq-a a{font-weight:700;text-decoration:underline;transition:color .2s;color:var(--accent)!important}.faq-a a:hover{color:#e07d10!important}.markets-show-more-wrap{justify-content:center;margin-top:32px;display:flex}.btn-markets-show-more{border:1.5px solid var(--border);color:var(--ink);cursor:pointer;background:#fff;border-radius:99px;align-items:center;gap:8px;padding:12px 28px;font-size:15px;font-weight:700;transition:all .3s;display:inline-flex;box-shadow:0 4px 12px #0e0f3b08}.btn-markets-show-more:hover{border-color:var(--accent);color:var(--accent);box-shadow:0 6px 16px #0e0f3b0f}.section-process{background:var(--bg);padding:80px 0}.process-grid-3{grid-template-columns:repeat(3,1fr);gap:32px;margin-top:48px;display:grid}.process-step-card{border:1px solid var(--border);background:#fff;border-radius:20px;flex-direction:column;height:100%;padding:36px;transition:all .3s;display:flex}.process-step-card:hover{border-color:#09407b26;transform:translateY(-4px);box-shadow:0 15px 35px #09407b0d}.process-step-header{flex-direction:column;display:flex}.process-step-num{font-family:var(--serif);color:var(--accent);margin-bottom:24px;font-size:52px;font-weight:600;line-height:1}.process-step-title{color:var(--ink);margin-bottom:12px;font-size:20px;font-weight:700;line-height:1.3}.process-step-desc{color:var(--ink-soft);margin:0;font-size:14.5px;line-height:1.6}.process-toggle-icon{display:none}.process-cta-wrap{text-align:center;margin-top:48px}.btn-process-cta{background-color:var(--accent);border-radius:99px;justify-content:center;align-items:center;padding:16px 36px;font-size:16px;font-weight:700;text-decoration:none;transition:all .3s;display:inline-flex;box-shadow:0 4px 15px #f7931e33;color:#fff!important}.btn-process-cta:hover{background-color:#e07d10;transform:translateY(-2px);box-shadow:0 8px 24px #f7931e59}@media (max-width:960px){.process-grid-3{grid-template-columns:1fr;gap:24px}.process-step-card{cursor:pointer;padding:24px}.process-step-header{flex-direction:row;justify-content:space-between;align-items:center;width:100%}.process-step-num{flex-shrink:0;margin-bottom:0;margin-right:16px;font-size:32px}.process-step-title{text-align:left;flex-grow:1;margin-bottom:0;font-size:18px}.process-toggle-icon{color:var(--ink-soft);flex-shrink:0;transition:transform .3s;display:block}.process-step-card.open .process-toggle-icon{transform:rotate(180deg)}.process-step-desc{text-align:left;margin-top:16px}}.tech-strip{background:var(--bg);padding:60px 0}.tech-grid{grid-template-columns:repeat(4,1fr);gap:20px;margin-bottom:48px;display:grid}.tech-grid>div{height:100%}.tech-card{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);height:100%;padding:28px}.tech-mark{color:var(--accent);justify-content:center;align-items:center;margin-bottom:18px;display:inline-flex}.tech-card h3{font-family:var(--serif);color:var(--ink);margin-bottom:10px;font-size:20px;font-weight:400}.tech-card p{color:var(--ink-soft);font-size:13px;line-height:1.55}.tech-toggle-icon{display:none}.section-why-jf{background:var(--bg-card);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.why-jf-pillars{flex-direction:column;gap:60px;display:flex}.why-jf-pillar{border-bottom:1px solid #09407b14;grid-template-columns:1fr 1.5fr;gap:48px;padding-bottom:60px;display:grid}.why-jf-pillar:last-child{border-bottom:none;padding-bottom:0}.pillar-left{flex-direction:column;gap:16px;display:flex}.pillar-num{font-family:var(--serif);color:var(--accent);opacity:.3;font-size:48px;font-weight:300}.pillar-title{font-family:var(--serif);color:var(--ink);font-size:26px;font-weight:500;line-height:1.3}.pillar-right{flex-direction:column;gap:20px;display:flex}.pillar-desc{color:var(--ink-soft);font-size:16px;line-height:1.6}.pillar-callout{background:#0e0f3b;border-radius:12px;padding:20px;box-shadow:0 8px 24px #0e0f3b0d}.pillar-callout p{color:#fff;margin:0;font-size:14.5px;font-style:italic;font-weight:500;line-height:1.6}.pillar-markets{margin-top:12px}.markets-label{letter-spacing:.1em;color:var(--accent);text-transform:uppercase;margin-bottom:12px;font-size:11px;font-weight:700;display:block}.markets-list{flex-wrap:wrap;gap:8px;display:flex}.market-tag{color:var(--accent);background:#09407b0d;border-radius:99px;padding:6px 14px;font-size:13.5px;font-weight:500}@media (max-width:960px){.why-jf-pillar{grid-template-columns:1fr;gap:24px;padding-bottom:40px}.pillar-num{font-size:36px}.pillar-title{font-size:22px}}.tech-platform-benefits{background:#f8fafc;border:1px solid #e2e8f0;border-radius:20px;flex-direction:column;align-items:center;gap:32px;width:100%;margin-top:56px;padding:48px 32px;display:flex}.tpb-title{font-family:var(--serif);color:var(--ink);font-size:20px;font-weight:400}.tpb-grid{grid-template-columns:repeat(5,1fr);gap:24px;width:100%;display:grid}@media (min-width:769px){.tpb-item:nth-child(n+6){display:none!important}}@media (max-width:768px){.tpb-grid{-webkit-overflow-scrolling:touch;scrollbar-width:none;flex-wrap:nowrap;gap:20px;width:100%;margin-top:-20px;padding-top:20px;padding-bottom:20px;display:flex;overflow-x:auto}.tpb-grid::-webkit-scrollbar{display:none}.tpb-item{flex:none;width:140px}}@media (max-width:480px){.tpb-item{width:130px}}.tpb-item{text-align:center;flex-direction:column;align-items:center;gap:16px;display:flex}.tpb-icon-circle{color:#0c3372;background:#fff;border:1px solid #f1f5f9;border-radius:50%;justify-content:center;align-items:center;width:64px;height:64px;transition:transform .25s,box-shadow .25s;display:flex;box-shadow:0 4px 10px #020214}.tpb-item:hover .tpb-icon-circle{color:var(--accent);transform:translateY(-2px);box-shadow:0 8px 16px #000}.tpb-text{color:#4b5563;font-size:14px;font-weight:600;line-height:1.4}@media (max-width:768px){.tpb-icon-circle{width:48px;height:48px}}@media (max-width:1024px){.services-grid,.how-grid-4,.comparison-grid-2,.tech-grid{grid-template-columns:1fr 1fr}}@media (max-width:768px){.tech-card{cursor:pointer;padding:16px}.tech-card p{margin-top:16px;display:none}.tech-card.open p{display:block}.tech-card-header{align-items:center;gap:16px;display:flex}.tech-card-header h3{flex-grow:1;font-size:20px;line-height:1.2;margin-bottom:0!important}.tech-mark{flex-shrink:0;margin-bottom:0!important}.tech-toggle-icon{color:var(--ink-soft);transition:transform .3s;display:block}.tech-card.open .tech-toggle-icon{transform:rotate(180deg)}}@media (max-width:640px){.services-grid,.how-grid-4,.comparison-grid-2,.tech-grid{grid-template-columns:1fr}}.service-hero-copy{flex-direction:column;justify-content:center;gap:16px;display:flex}.service-hero-copy h1,.service-hero-copy p,.service-hero-copy ul,.service-hero-copy .cta-row,.service-hero-copy .trust-row,.service-hero-copy>*{margin-top:0!important;margin-bottom:0!important}.service-hero-copy ul{gap:16px!important;margin:8px 0 0!important}@media (max-width:640px){.service-hero-copy{gap:16px}}.section-alt-blue{background-color:#f5f7fa!important;border-top:1px solid #09407b0f!important;border-bottom:1px solid #09407b0f!important}.section-alt-blue>.container{max-width:80rem;margin-inline:auto;padding-inline:1rem}@media (min-width:640px){.section-alt-blue>.container{padding-inline:1.5rem}}@media (min-width:1024px){.section-alt-blue>.container{padding-inline:2rem}}@media (max-width:768px){.section-head.text-center,.tpb-item,.tech-platform-benefits{text-align:left!important;align-items:flex-start!important}.section-head.text-center .section-lead.mx-auto,.comparison-grid.mx-auto{margin-left:0!important}}.section-title{margin-bottom:24px}
